No Exam Term Insurance from Fidelity Life Association

Fidelity Life offers excellent no exam life insurance plans.

Rapid Decision Term

Rapid decision Term is a level death benefit term life insurance policy that remains in force until age 95, assuming the insured person pays the premium when due.  It offers guaranteed level premium periods of 10, 15, 20, and 30 years.

During the initial guarantee period your rates remain level and cannot be changed/increased.  After the initial guarantee period the rates rise every year through age 94.

Although no physical exam is required, this is a fully underwritten life insurance policy.  That means at a minimum, a review of your Medical Information Bureau file, Motor Vehicle Record, and all Pharmacy records is done by Fidelity Life.

If you have major health issues it is extremely unlikely you can be approved for this plan.

 Term Issue Limits

Issue Age	Minimum	Maximum
25-45	50,000	300,000
46-55	50,000	200,000
56-65	25,000	100,000
66-70	10,000	25,000

 

Impaired Risk Life

No exams, no testing, no waiting. And no processing delays.  Issuance of a policy depends only on the answers to a few health questions.  Even individuals who have experienced difficultly getting insured and have serious health problems can obtain 10 year term, 20 year term or whole life policies with face amounts up $250,000 in days, not months.  Unlike Rapid Decision Term, Impaired Risk Life has a 2 year waiting period before full benefits go into effect.  Check out our graded death benefit page for more information.  

Fidelity Life Quote Request Form Name, Phone, and valid email required to get the best quotes for no exam life insurance from Fidelity Life

Name:

Phone:

Email:

Birthdate: January February March April May June July August September October November December / 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 / 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985

State: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico NY Personal NY Business North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Sex:    Male Female

Used Tobacco in Past 2 years:    Yes No

Health Rating: Preferred Standard

Coverage Amount: $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000

Level Term Period: 10 Year Level Term 15 Year Level Term 20 Year Level Term 30 Year Level Term 10 Year Return of Premium 15 Year Return of Premium 20 Year Return of Premium 30 Year Return of Premium

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Fidelity Life Insurance Policies with No Exam

Fidelity Life's no exam plans are the lowest cost option for most people.  Let us get you a quote and compare it to the other options we have available.

 Thank you for visiting our site.  Please feel free to call us directly at 1-888-394-0971 if you have any questions or concerns we can assist you with.