Term Insurance

Guaranteed Issue Life Insurance A guaranteed issue life insurance policy is issued regardless of the insured's health history.  These plans offer a graded death benefit for the first two or three years of the policy. Presidential Life offers one of the best guaranteed issue life insurance plans in the industry. Presidential Life's Graded Life Benefit (GBL) policy offers individuals who are very highly rated or uninsurable and unable to obtain life insurance at standard rates an opportunity to obtain permanent non-participating whole life coverage on a guaranteed issue basis. Death benefits under the policy are limited in the event of death from other than accidental causes during the first two or three policy years, depending on age at issue. POLICY BENEFITS The policy death benefit is the full face amount of the policy, except during the first two or three policy years, as described below. Issue age between 40-64 Benefits payable during the first 3 policy years, (2 yrs in W.V.) except when death occurs due to accidental causes, are limited to premiums paid plus 5% interest compounded annually. Issue age 65 and older Benefits payable during the first 2 policy years, except when death occurs due to accidental causes, are limited to premiums paid plus 5% interest compounded annually. Accidental Death If death during the 2 or 3 year applicable limited benefit period results from accidental causes, the policy death benefit will be premiums paid plus 5% interest compounded annually plus an additional sum equal to the policy face amount. POLICY ISSUE AGES Missouri: 40-75     New York: 50-75    West Virginia: 50-80 All other states 40-80 Not available in AR, KS, MN, NH and WA MINIMUM FACE AMOUNT: $1,000 MAXIMUM FACE AMOUNT $50,000 To apply for this guaranteed issue plan, or to have any questions or concerns addressed please call our office directly, 1-888-394-0971.

TermInsurance4Less.com
3990 Avalon Park West Blvd
Orlando, FL
32828
Toll Free: 888-394-0971
 

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