Term Insurance |
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Learn the Process |
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■ Top-Rated Companies & Lowest Prices! ■ Factors To Consider Comparing Policies |
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Insurance Company Rating Categories |
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| Rank Number | A.M. Best | Standard & Poor's | Moody's | Fitch |
| Financial Strength | Financial Strength | Financial Strength | Financial Strength | |
| 1 |
A++ Secure / Superior |
AAA Extremely Strong |
Aaa Exceptional |
AAA Secure / Highest |
| 2 |
A+ Secure / Superior |
AA+ Very Strong |
Aa1, Aa2, Aa3 Excellent |
AA+ Secure / Very High |
| 3 |
A Secure / Excellent |
AA Very Strong |
A1, A2, A3 Good |
AA Secure / Very High |
| 4 |
A- Secure / Excellent |
AA- Very Strong |
Baa1, Baa2, Baa3 Adequate |
AA- Secure / Very High |
| 5 |
B++ Secure / Very Good |
A+ Strong |
Ba1, Ba2, Ba3 Questionable |
A+ Secure / High |
| 6 |
B+ Secure / Good |
A Strong |
B1, B2, B3 Poor |
A Secure / High |
| 7 |
B Vulnerable / Fair |
A- Strong |
Caa Very Poor |
A- Secure / High |
| 8 |
B- Vulnerable / Fair |
BBB+ Good |
Ca Extremely Poor |
BBB+ Secure / Adequate |
| 9 |
C++ Vulnerable / Marginal |
BBB Good |
C Lowest |
BBB Secure / Adequate |
| 10 |
C+ Vulnerable / Marginal |
BBB- Good |
BBB- Secure / Adequate |
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| 11 |
C Vulnerable / Weak |
BB+ Marginal |
BB+ Uncertain |
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| 12 |
C- Vulnerable / Weak |
BB Marginal |
BB Uncertain |
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| 13 |
D Vulnerable / Poor |
BB- Marginal |
BB- Uncertain |
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| 14 |
E Vulnerable / Under State Supervision |
B+ Weak |
B+ Possessing Risk |
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| 15 |
F Vulnerable / In Liquidation |
B Weak |
B Possessing Risk |
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| 16 |
S Rating Suspended |
B- Weak |
B- Possessing Risk |
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| 17 |
CCC+ Very Weak |
CCC Substantial Risk |
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| 18 |
CCC Very Weak |
DD Liquidating |
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| 19 |
CCC- Very Weak |
SR Suspended Rating |
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| 20 |
CC Extremely Weak |
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| 21 |
R Regulatory Action |
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Based on public information only: |
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TermInsurance4Less.com
3990 Avalon Park West Blvd
Orlando, FL
32828
Toll Free: 888-394-0971
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